Record daily income and expenses, manage accounts in multiple currencies, and track Taiwan and US stocks, funds available in Taiwan, gold, futures and cryptocurrencies. Daily asset changes, financial health checks, expense forecasts and monthly budgets help you understand your cash flow and overall finances.

You can enable end-to-end encryption for your personal cloud data, protecting backups with a custom password, recovery code and trusted devices. Once enabled, FINXI cannot view or help decrypt your personal financial data.

FINXI also supports shared ledgers. Invite others to record, split and manage expenses for trips, family spending or life together.

Key features

• Daily income, expenses and transfersQuickly record income, expenses and transfers between accounts, with recurring entries, transfer fees and saved combinations for quick entry.
• Multiple currencies and asset managementManage TWD, foreign currencies, credit cards, liabilities, e-wallets and other assets. Set an opening balance date and view account counts and totals converted to TWD by category.
• Credit cards, liabilities and e-walletsManage credit limits, statement dates, payment due dates, loans and installments. Automatically top up an e-wallet from a designated account when its balance runs low.
• Transaction search and remindersSearch transactions by date, type, category, account and notes, and receive reminders for upcoming income, expenses and credit card payments.
• Shared ledgers and trip expensesInvite family, partners, friends or travel companions to record shared expenses, payments made for others and member splits, with a clear view of who owes whom.
• Taiwan and US stock holdingsRecord trades, costs, dividends, current value and profit or loss. Update official prices after market close, or refresh Taiwan stock quotes during trading hours.
• Margin trading, short selling and securities lendingRecord margin purchases, your own contributions, margin debt and repayments, as well as short sales, buybacks, securities lent and returned, expected return dates, annual interest rates and actual income.
• Corporate actionsSupport for stock dividends, splits, reverse splits and capital reductions, including cash returned and holding cost adjustments.
• Brokerage statement importImport Taiwan and US stock transaction statements in compatible formats to reduce repeated entry.
• Funds available in TaiwanSync daily fund NAVs and changes. Foreign-currency funds also support debits or credits in TWD.
• Gold investmentsTrack gold holding costs, daily reference prices, trades, current value, profit or loss and asset changes. Switch between existing holdings or add a new name from the trading keypad.
• Futures trades and equitySearch futures products and contract months. Record long and short positions, opening and adding positions, closing trades, contract quantities, margin, fees and transaction tax. Futures equity updates with daily closing prices and is included in total investment value and net assets.
• Futures expiry remindersGet reminders to settle or roll over before expiry, with checks for costs, profit or loss, available closing quantities and margin.
• Cryptocurrency managementSearch and track cryptocurrency prices. Record buys, sells, settlement currencies, exchange rates, holding costs, market value and profit or loss.
• Refresh market prices in one tapRefresh the latest available prices for tracked Taiwan stocks, US stocks and cryptocurrencies together. Funds, gold and futures update from their respective daily data sources.
• Choose your investment typesSelect and reorder Taiwan stocks, US stocks, funds, gold, futures and cryptocurrencies. Your investment page and trading keypad stay in sync.
• Investment and asset change calendarsDaily investment changes appear Monday through Friday; daily asset changes appear Sunday through Saturday. Select a date to see its details.
• Asset trends and financial analysisView daily asset changes, investment costs, allocation and cumulative trends. Financial health checks help you understand monthly cash flow and key financial indicators.
• Expense forecasts and monthly budgetsForecast spending from past records and compare it with actual expenses. Set overall and category budgets and track the remaining amounts as you go.
• Home screen widgetsQuickly view today's entries, assets, diary, frequent expenses and remaining category budgets.
• Life diary and tasksRecord your life, mood, daily highlights and everyday tasks, keeping your finances and memories in one place.
• End-to-end encryption for personal cloud dataProtect personal cloud backups with your own encryption password, recovery code and trusted devices.
• Backup, transfer and syncJSON backups and personal cloud sync make it easy to preserve data and move between devices.
• Personalize your appChoose from themes, fonts, app icons and keypad layouts to make FINXI your own.

FINXI is for anyone who wants to organize everyday finances, track diverse investments, manage all their assets or share living expenses with the people who matter. Start with one entry a day and see how your money moves, your assets grow and your life unfolds.

Privacy Policy: https://finxi.app/privacy/

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/